5 Tips for Saving Money in 2015


[On Studio 8, we’ll often feature posts from guest bloggers from all over the web. Here is a great finance blogger I found. Enjoy! – Lauren]

5 Tips for Saving Money — Brought to You by JIF™

By Penny Pincher

Penny Pincher

Penny Pincher

The holiday season is over, which means that while your waistline is bigger — your wallet is the one that’s lost some weight! It’s time to resolve to be more financially responsible in the New Year. But how do you do it? I’m here to tell you how. Forget a juice cleanse or a gym membership — it’s time to go on a financial diet so you can have a buff bank account in 2015! This is your year! Get on that financial treadmill and run all the way to money town!

1. Get free iced coffee!
Go to a Panera Bread. Ask for a “cup of water” with your soup (be sure to get that in a bread bowl. You’ll thank me later ;) ) Before you leave, fill up that “cup of water” with iced coffee and then run out of the store! (Alternatively, go to a Starbucks with your own cup, and fill it with milk and your sweetener of choice for an energizing and free treat. Yum!)

2. One word: coupons!
Even if you are satisfied with your shopping experience, write letters of complaint to any store you frequent. Soon enough you’ll have a book filled with coupons that’ll start saving you big $$$. You can also do the same and get similar results at most chain restaurants

3. Try these cheap and easy recipes!
Your family — and your bank account — will love these:

  • Parmesan Spoons
    1 spoon
    1 tbsp. parmesan cheese that comes in the green container [Note: make sure you’re not using small rodent poison, which comes in a very similar looking container. Learned that the hard way!!]
    1 tsp. lemon juice

Scoop parmesan cheese with spoon. Drizzle with lemon juice. Serve directly to mouths immediately.

  • Peanut Butter Fingers
    1 hand of fingers
    One jar of JIF™ brand peanut butter [Note: the recipe WILL NOT WORK without JIF™ peanut butter!]

Take all or a few of the fingers and dip in jar of JIF™ peanut butter. Serving suggestion: Enjoy in a bed or shower, butterfingers ;)

  • Cheddar Fists
    1 fist
    1 bag of shredded cheddar cheese

Open bag of shredded cheese. Grab handful of cheese. Repeat to taste. Enjoy! Serving suggestion: eat while standing in the door of a refrigerator.

4. Whole Foods — not as expensive as you think!
Yes, I know what you’re thinking — more like Whole Paycheck! Penny, why would you tell us to go here? Well most people don’t know that Whole Foods has tons of free samples: peak sample times are around 5:30 p.m. on weekdays, Saturday and Sunday afternoons, during the holidays, and at any time on the bulk aisle.

Use these recipes for a cheap and delicious dinner and drinks:

  • Whole Foods Cheese Salad
    5 cubes of cheese samples from cheese globes
    1 handful crushed cracker from cracker sample baskets
    As many cashews as you can take from the bulk aisle without being asked to leave (some people will be jealous of your money-saving ways — watch out!)

Combine ingredients in hands. Enjoy immediately.

  • Whole Foods Vodka Colada
    1 sample cup of smoothie or juice
    1 sample cup of flavored vodka

Combine smoothie and vodka samples in one of the sample cups. Dilute with water [note: another money saving tip — Whole Foods has FREE WATER in the front of the store. You’re welcome!] if it’s too strong. Drink while reading magazines by the checkout aisle for a mini vacation ;)

  • Whole Foods Cheese Kebabs
    1 toothpick (located near cheese globes or brought from home)
    4 cubes cheese samples from cheese globes
    1 dip of hot bar item of your choice

Take toothpick and skewer cheese cubes in one motion (avoid doing this in multiple trips, if possible). Run to the hot bar and dunk kebab in saucy entree of your choice. Enjoy while exiting store.

5. Choose JIF™!
Choosy Moms Choose JIF™ For Snacks and Meals Your Kids Will Love

Penny Pincher is a financial advice blogger and single mom of three dogs from Canton, Ohio. “I can do all things through Christ who stregthen’s me” — Joel Osteen

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About Author

Lauren LaBorde is a comedian, writer and editor in New Orleans. Most often she is doing comedy stuff in the multimedia sketch duo rude., which has a monthly show at TNM New Orleans.